For wealth creation, the name of SBI Mutual Fund has long ranked among the most trusted in India. There are some funds among various schemes which have exceptionally yielded the high returns, with top performers rewarding investors with an awe-inspiring 24.83% annual return in the past year. For those wishing to balloon their wealth at a rapid pace, this could well be the launching pad.
SBI Small Cap Fund – The Star Performer
One of the best performers of SBI is SBI Small Cap Fund, having provided around 24.83% returns over the last year. The fund mainly invests in small-cap companies with high growth potential that could become large-cap leaders in the future. While small-cap funds are a bit riskier, they can create higher long-term wealth for investors willing to stay for 5 to 7 years and upwards.
What Makes It Suitable for Long-Term Investors
Adhering to a disciplined investment approach, the fund focuses solely on fundamentally strong small-cap companies with sustainable growth potential. Long-term investors benefit more from compounding, which means their money grows significantly when returns are reinvested over time; in effect, investors maximize their gains through market ups and downs, as shown by historical trends.
How Much Money Should You Bring In?
If you want, you can start with a monthly SIP as low as ₹500, or make a lump sum investment if extra money is available. A monthly SIP of ₹10,000 into SBI Small Cap Fund, considering a 15–18% average annual return, can prove to be a sizeable corpus of ₹1 crore or even above in 15–20 years.
Final Thoughts
The SBI Small Cap Fund, having a solid reputation with a return of 24.83% recently, is one of the best SBI mutual funds for 2025. Anyone with a long-term investment horizon and with a medium to high-risk appetite should indeed consider this fund for their portfolio being able to realize wealth-creation objectives.