The Reserve Bank of India (RBI) announced in 2025 guidelines that will cause a major shakeup in the home loan market. Lower interest rates, with flexibility given to borrowers, will result in affordable housing, thus entailing more people investing in real estate. Lower Interest Rates for Home Loans The major highlight of the RBI’s new … Read more
The year 2025 proved to be historic, thanks to the GST Council simplifying India’s indirect tax system by shutting down several tax slabs and just maintaining the 5% and 18% slabs. With this simplification, much of the paperwork would go away, which ends up being a major confusion among the taxpayers and really hurting small-scale … Read more
In 2025, the Employees’ Provident Fund Organisation (EPFO) has implemented reforms to assure millions of salaried employees across India of their pensions. These reforms aim at providing higher retirement benefits, registration facilities for more pensioners, and their financial security against rising living costs. Thus, the reforms are perceived as providing stability and better coverage for … Read more
For Indian investors seeking safe and assured returns, post office small savings schemes continue to remain a top choice. Backed by the Government of India, these schemes offer guaranteed returns without market risks. Among them, the Post Office Recurring Deposit (RD) Scheme has become a popular option for individuals who wish to deposit a fixed … Read more
Title (Heading): The Long-Awaited 8th Pay Commission Finally Gets Its Approval, Offering New Hope and Relief to Millions of Central Government Employees and Pensioners Across India It expectedly places a minimum salary, suggested at ₹51,480, with a pension base salary fixed at ₹25,740. Against this backdrop, this revision is aimed at tackling inflation and mounting … Read more
Fixed Deposits (FDs) are still deemed a safe investment avenue in India and therefore preferred by conservative investors. This year, after many leading banks and financial institutions hiked FD interest rates, on deposits in their bank: As much as 7.65 percent per annum. FDs, with an assurance of safety and tax benefits, remain one of … Read more
Indian salaried employees have their financial future secured which indicates the importance that the Employees’ Provident Fund Organisation (EPFO) holds. In 2025, new rules were instituted by the government to push reforms on PF withdrawal and services. These reform measures are meant to make things easier for transparency and quicker procurement of funds for millions … Read more
In businesses and individuals who consider the traditional banking methods, cheque transactions stand integral in their financial dealings in India. But with an increased number of cheque bouncing cases being registered, the Reserve Bank of India (RBI) and Judiciary came out with stringent measures in 2025. These rules ensure the safeguarding of payees and issuers, … Read more
Canara Bank, one of India’s leading public sector banks, has introduced a special fixed deposit (FD) scheme of 310 days, offering attractive interest rates for investors looking for short-term yet rewarding investment options. This scheme has drawn attention as it provides higher returns compared to regular savings accounts and comes with the safety of a … Read more
This Post Office Recurring Deposit (RD) scheme is one of the most respected savings options in India. Because of its safety, certain returns, and easy accessibility, it draws middle-class families and small investors alike. Attractive Post Office RD interest rates pique attention even in 2025. You just have to put in ₹4,000 every month as … Read more