For Indian investors seeking safe and assured returns, post office small savings schemes continue to remain a top choice. Backed by the Government of India, these schemes offer guaranteed returns without market risks. Among them, the Post Office Recurring Deposit (RD) Scheme has become a popular option for individuals who wish to deposit a fixed … Read more
Title (Heading): The Long-Awaited 8th Pay Commission Finally Gets Its Approval, Offering New Hope and Relief to Millions of Central Government Employees and Pensioners Across India It expectedly places a minimum salary, suggested at ₹51,480, with a pension base salary fixed at ₹25,740. Against this backdrop, this revision is aimed at tackling inflation and mounting … Read more
Fixed Deposits (FDs) are still deemed a safe investment avenue in India and therefore preferred by conservative investors. This year, after many leading banks and financial institutions hiked FD interest rates, on deposits in their bank: As much as 7.65 percent per annum. FDs, with an assurance of safety and tax benefits, remain one of … Read more
Indian salaried employees have their financial future secured which indicates the importance that the Employees’ Provident Fund Organisation (EPFO) holds. In 2025, new rules were instituted by the government to push reforms on PF withdrawal and services. These reform measures are meant to make things easier for transparency and quicker procurement of funds for millions … Read more
In businesses and individuals who consider the traditional banking methods, cheque transactions stand integral in their financial dealings in India. But with an increased number of cheque bouncing cases being registered, the Reserve Bank of India (RBI) and Judiciary came out with stringent measures in 2025. These rules ensure the safeguarding of payees and issuers, … Read more
This Post Office Recurring Deposit (RD) scheme is one of the most respected savings options in India. Because of its safety, certain returns, and easy accessibility, it draws middle-class families and small investors alike. Attractive Post Office RD interest rates pique attention even in 2025. You just have to put in ₹4,000 every month as … Read more
Punjab National Bank (PNB), a foremost name in Indian banking, assures high safety and returns with its new FD scheme. The attractive FD schemes allow an investor to earn a new high podium for spot of ₹50,000 on a deposit of merely ₹2 lakh, marking the scheme valuable with regard to yield amongst FDs of … Read more
The year 2025 saw the Philippine government making stronger commitments to elderly welfare by carrying the Senior Citizen Pension Program forward. Under this program is a monthly payment of ₱1,000 given to qualified senior citizens as their financial support for sustenance and other medical expenses. What Is a Senior Citizen’s Pension Program? Social Pension Program … Read more
A major policy shift: Hence, the program to revive the Old Pension Scheme for select categories of employees in 2025 has now been announced. Most public sector employees and the retired community were extremely jubilant with this announcement, as the OPS confers lifelong pension benefits, while the NPS is market dependent. What Is the Old … Read more