If your aim is to grow your wealth through one-time investment, then some lumpsum plans at SBI Mutual Fund can generate great returns over the long term. Once the right scheme has been chosen, and with the right tenure of holding, even a one-time purchase of ₹50,000 can get converted into a corpus of about ₹1.18 crore over the long term.
What is Lumpsum Investment?
Lumpsum investment signifies investing a large sum of money at one go, unlike small monthly contributions made in SIP. It is the best way for investors who have surplus funds and want to maximize the power of compounding over a longer period.
Best SBI Mutual Fund Options for the Year 2024–2025
SBI Mutual Fund offers multiple schemes that can are quite suitable for lumpsum investment:
- SBI Small Cap Fund – The correct choice for aggressive growth with potential to yield higher returns.
- SBI Contra Fund- This fund buys undervalued stocks and offers good long-term growth.
- SBI Equity Hybrid Fund – Balanced option with a mix of equity and debt.
- SBI Bluechip Fund – Large-cap company focused for stable and consistent returns.
Getting ₹50,000 to ₹1.18 Crore
Suppose you give ₹50,000 to SBI Small Cap Fund or any other high-growth equity fund and stay invested for 20-25 years with an average of 20-22% CAGR. Through compounding, your investment can grow to over ₹1.18 crore, subject to market performance.
| Investment | Tenure | Estimated CAGR | Approx. Corpus |
|---|---|---|---|
| ₹50,000 | 20 years | 20% | ₹76 lakh+ |
| ₹50,000 | 25 years | 20% | ₹1.18 crore+ |
Why one should choose SBI Mutual Funds
- With a strong track record and trust of the SBI brand
- Multiple schemes for every risk profile (low, medium, and high)
- Can go online and invest through SBI MF website or apps
- Fund management by professionals and benefits of diversification
Final Thoughts
SBI lumpsum schemes, for those who’re determined to stay invested in the long run and sail through market volatility, certainly prove a great way for wealth creation. A one-time investment of ₹50,000 in the correct scheme yields wealth creation of beyond ₹1 crore, setting this as a strong option for young investors and goal-based planners.
