IndusInd Bank has revised its fixed deposit (FD) interest rates for 2025, offering customers an attractive opportunity to grow their savings safely. With interest rates going as high as 8.25% per annum, this FD scheme is becoming a popular choice among investors looking for secure and guaranteed returns.
Latest IndusInd Bank FD Interest Rates
As of 2025, IndusInd Bank offers competitive FD rates for both regular citizens and senior citizens. Senior citizens get slightly higher interest compared to general customers, making it a great retirement planning option.
| Tenure | Regular Citizens | Senior Citizens |
|---|---|---|
| 7 – 30 days | 3.50% | 4.00% |
| 31 – 90 days | 4.00% | 4.50% |
| 91 – 180 days | 5.25% | 5.75% |
| 181 days – <1 year | 6.00% | 6.50% |
| 1 year – <2 years | 7.50% | 8.00% |
| 2 years – <3 years | 7.75% | 8.25% |
| 3 years – 5 years | 7.50% | 8.00% |
(Rates are indicative and subject to change by the bank.)
Why Choose IndusInd Bank FD in 2025
Fixed deposits remain one of the most reliable investment options for risk-averse individuals. IndusInd Bank’s high interest rate of up to 8.25% helps beat inflation while ensuring capital protection. Investors can choose flexible tenures starting from just 7 days to 5 years, depending on their financial goals.
How to Open an FD
Opening an FD with IndusInd Bank is simple. Customers can do it online via net banking or mobile banking or visit the nearest branch. After selecting the desired tenure and deposit amount, the interest rate is locked in for the entire tenure, ensuring guaranteed returns at maturity.
Final Thoughts
With interest rates touching 8.25%, IndusInd Bank FD is a great option for those looking to grow their money with minimal risk. Whether you are a senior citizen or a young investor, this scheme provides stability and assured income.